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How To File Insurance Claims For Flood-Damage Car? | Ondoy

I immediately called my car’s insurance company after I’ve seen this video. I asked them if my comprehensive insurance will cover this kind of damage. They checked my record and said my policy will not cover it because it doesn’t have the “Act of God” clause. What is Act of God clause? Act of God also called Act of Nature is an event caused by natural forces without any human interference, and over which an insured party has no control, such as an earthquake, flood, hurricane, lightning, snowstorm. Acts of God are insurable accidents and valid excuses for non-performance of a contract.

Is your car covered? Read your policy or call your insurance company and ask them if “Act of God” is included in your contract. If not, then ask them how you can avail it. Insurance company will cover the damage/s depending on your car/s market value declared in your policy.

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